Office Combined
As a small business, we understand that keeping your office running smoothly is just as important as keeping your bottom line growing. We realise that every business has different needs, which is why INTEGRIsure allows you to tailor your cover to suit your own requirements.
An All-Risks cover for your office buildings, contents and computers, plus the option to include portable equipment, public and products liability, employer’s liability, business interruption, legal expenses and buildings cover – just one all-inclusive policy.
Buildings Insurance Covers damage to your office buildings, including landlord’s fixtures and fittings, plus walls, gates, fences, car parks, pipes, ducting cable, etc. Your sum insured is index-linked to take into account monthly fluctuation in line with nationally published indices. |
Contents Insurance Cover for the contents of your office, including computer equipment, documents and business books, goods held in trust, stocks and samples, wines and spirits held for entertainment purposes, works of art, glass, heating oil, tenant’s improvements. Includes debris removal costs and the sum insured is index-linked. |
Loss of Income Cover is provided for loss of income to your business which has suffered as a result of insured damage to your contents, or to property in the vicinity of the office, which prevents or hinders your access to the office. |
Employers’ Liability All UK employers must carry Employer’s Liability (EL) Insurance to cover them in the event of death or injury to an employee arising out of their work for you. Cover also includes death or injury arising out of terrorism, and defence costs arising out of the claim. |
Public and Products Liability Cover for claims made against you or any of your employees acting on your behalf for bodily injury, property damage or denial of access, including defence costs. Includes claims made against your clients or customers or distributors of your products where you are liable for such claims. |
Commercial Legal Protection Cover against legal expenses arising from employment disputes, including coverage for compensation awards. Also includes tax protection and negotiation on behalf of the client with HM Customs and Excise. A free legal helpline service is provided. |