Public and Employers Liability
Vital business insurance – compulsory in the case of EL – providing financial protection if you are sued by a member of the public or a customer for injury or property damage (public liability), or an employee for injury sustained at work (employer’s liability).
Public Liability
Peace of mind in the event your business is sued for injuring, or causing damage to the property of, a member of the public. A classic example of where your business is at risk is a visitor to your office tripping over a computer cable or slippery surface and injuring himself.
Employer’s Liability
It is a legal requirement for businesses to have £5 million of cover where a business has employees. The cover is designed to protect your business financially against claims made by employees for workplace accidents or work-related injuries or illnesses, e.g. stress suffered whilst under your employment.